Personal Finance
For each module you will read a short book and activities are divided into several learning tasks. You do not need to download the module book but you will need to download each lesson, print it, complete it, and keep it in a notebook/folder until further notice. You will most likely turn in all modules and lessons for a major grade at the end of the quarter. The more thorough you complete the activities the higher your grade will be on the final project. Hopefully you will learn something about yourself and how you handle money through these assignments. You will be responsible for every page listed below in the table of contents. If no handout is provided for you then you may write it on notebook paper. Anything submitted through online can be downloaded right after you complete the assignment. These may be printed for your notebook.
Module 1: Due March 27 by 11:00 p.m.
Page 1 | Activity 1.1a: My Money Habits
Page 2 | Activity 1.2: My Disappearing Dollars
Page 3 | Activity 1.3: Why Wait?
Page 4 | Activity 1.4: My Needs and Wants: Can I Tell the Difference?
Page 5 | Activity 1.5: My Values
Page 6 | Task: Values and Spending Survey
Page 7 | Task: Values and Spending Survey
Page 8 | Personal Money Motto
Page 9 | Big-Ticket Brainstorm
Page 10 | Activity 1.6: SMART Goal Makeover
Page 11 | SMART Goal Rework
Page 12 | My SMART Goals
Page 13 | Ways I Save Money
Page 14 | Task: DECIDE on a Car
Page 15 | Task: DECIDE on a Car
Page 16 | List of Tricks Stores Use to Get Me To Buy
Page 17 | Repair Cost of a Car
Page 18 | Ways to Adjust Expenses and Income
Page 19 | Activity 1.7: My Income
Page 20 | Activity 1.8: My Expenses
Page 21 | Task: Maya's Spending Plan
Page 22 | My Spending Plan
Page 23 | Activity 1.9: My Income Options
Page 24 | Activity 1.10: My Spending Leaks
Page 25 | Adjusting Michael's Spending Plan
Page 26 | Money Management Self-Assessment
Page 2 | Activity 1.2: My Disappearing Dollars
Page 3 | Activity 1.3: Why Wait?
Page 4 | Activity 1.4: My Needs and Wants: Can I Tell the Difference?
Page 5 | Activity 1.5: My Values
Page 6 | Task: Values and Spending Survey
Page 7 | Task: Values and Spending Survey
Page 8 | Personal Money Motto
Page 9 | Big-Ticket Brainstorm
Page 10 | Activity 1.6: SMART Goal Makeover
Page 11 | SMART Goal Rework
Page 12 | My SMART Goals
Page 13 | Ways I Save Money
Page 14 | Task: DECIDE on a Car
Page 15 | Task: DECIDE on a Car
Page 16 | List of Tricks Stores Use to Get Me To Buy
Page 17 | Repair Cost of a Car
Page 18 | Ways to Adjust Expenses and Income
Page 19 | Activity 1.7: My Income
Page 20 | Activity 1.8: My Expenses
Page 21 | Task: Maya's Spending Plan
Page 22 | My Spending Plan
Page 23 | Activity 1.9: My Income Options
Page 24 | Activity 1.10: My Spending Leaks
Page 25 | Adjusting Michael's Spending Plan
Page 26 | Money Management Self-Assessment
Module 2: Due April 3 by 11:00 p.m.
Page 27 | Good Reasons to Borrow Money
Page 28 | Activity 2.1: Borrowing Fitness Test
Page 29 | Activity 2.2: What is the Reason?
Page 30 | Impulse Buy Story
Page 31 | Activity 2.3: Simply Tell the Total
Page 32 | Activity 2.4: What is the Average Payment?
Page 33 | Choose the Best Deal
Page 34 | Task: Pick and Option
Page 35 | Application for Review: Michael Carver
Page 36 | Application for Review: Jerome Charles
Page 37 | Application for Review: Victoria Mejia
Page 38 | Application for Review: Carmen Vasquez
Page 39 | Activity 2.8: Put Your Best Foot Forward
Page 40 | Build Creditworthiness
Page 41 | Activity 2.9: Rights and Responsibilities of Borrowing
Page 42 | Activity 2.6: Good and Bad Uses of Credit
Page 43 | Activity 2.7: Know the Limit
Page 28 | Activity 2.1: Borrowing Fitness Test
Page 29 | Activity 2.2: What is the Reason?
Page 30 | Impulse Buy Story
Page 31 | Activity 2.3: Simply Tell the Total
Page 32 | Activity 2.4: What is the Average Payment?
Page 33 | Choose the Best Deal
Page 34 | Task: Pick and Option
Page 35 | Application for Review: Michael Carver
Page 36 | Application for Review: Jerome Charles
Page 37 | Application for Review: Victoria Mejia
Page 38 | Application for Review: Carmen Vasquez
Page 39 | Activity 2.8: Put Your Best Foot Forward
Page 40 | Build Creditworthiness
Page 41 | Activity 2.9: Rights and Responsibilities of Borrowing
Page 42 | Activity 2.6: Good and Bad Uses of Credit
Page 43 | Activity 2.7: Know the Limit
Module 4: Due April 9 by 11:00 p.m.
Page 44 | Activity 4.1: What is Wealthy?
Page 45 | Activity 4.2: My Windfalls
Page 46 | Activity 4.3: More Money
Page 47 | Activity 4.4: Getting a Late Start
Page 48 | Activity 4.5: Own a Piece of the Business
Page 49 | Compound Interest Practice Worksheet
Page 50 | Activity 4.7: My Risk Tolerance
Page 51 | Investment Risk Tolerance Quiz
Page 52 | Activity 4.8: Dollar Cost Averaging
Page 53 | Practical Advice from Millionaires
Page 45 | Activity 4.2: My Windfalls
Page 46 | Activity 4.3: More Money
Page 47 | Activity 4.4: Getting a Late Start
Page 48 | Activity 4.5: Own a Piece of the Business
Page 49 | Compound Interest Practice Worksheet
Page 50 | Activity 4.7: My Risk Tolerance
Page 51 | Investment Risk Tolerance Quiz
Page 52 | Activity 4.8: Dollar Cost Averaging
Page 53 | Practical Advice from Millionaires
Module 5: Due April 17 by 11:00 p.m.
Page 54 | Activity 5.3: Check Writing 101
Page 55 | Activity 5.3: Make the Deposit
Page 56 | Activity 5.4: Keeping Track
Page 57 | Activity 5.8: Deal with Deception
Page 55 | Activity 5.3: Make the Deposit
Page 56 | Activity 5.4: Keeping Track
Page 57 | Activity 5.8: Deal with Deception
Module 6: Due April 24 by 11:00 p.m.
Page 58 | Note Taking Guide: Insurance Study - Life Insurance